Criterium Financial, Ltd. Enhanced 401(k)
Why a 401(k)?

Employers recognize the need to provide retirement plans to attract and retain quality employees. People are living longer and are increasingly concerned about having enough money for a comfortable, secure retirement. Social Security and pension plans are seldom adequate to meet financial retirement goals.

As a way to close the gap between a person’s financial retirement needs and what Social Security and a pension provides, the 401(k) has emerged as the most popular form of retirement savings plan. Tax deferred plans like the 401(k) are ideal for workers, but until recently, the high cost and heavy administrative burden made offering such a plan a luxury available only to large employers.

By leveraging internet technology, we are able to offer the Criterium-k-Plan with only minimal cost and significantly reduced administrative burden. Now, even small employers can compete with large corporations and tax deferred retirement savings plans to their employees

There are no shortcuts to any place worth going.
— Beverly Sills

The Criterium-k-Plan

Log into the Criterium-K-Plan website.

The Criterium-k-Plan is a web-based 401(k) retirement savings plan designed around and administrative system based on cutting edge Internet technology, serviced and operated by leaders in the retirement plan industry.

Benefits for Employees

  • Individual control and management of their plan to suit individual goals and needs.
  • Maximum flexibility in investment choices
  • Lowest possible cost, resulting in less plan asset dilution due to high fees and/or administrative costs as compared to conventional paper-based plans.

Benefits for Employers

  • Reduced administrative time and cost.
  • A valuable tool to attract and retain employees – an employers most important asset.
  • Improved employee morale – establishing a retirement plan shows employees you are sincerely interested in their financial future.

All plans are not equal

Tax deferred retirement savings plans were created to benefit the employee by providing an easy way to save and invest for retirement. Even though all plans include the same basic supporting structure to the employee, all plans are not equal. Criterium-k-Plan pairs its experience and skill in internet based reporting and plan administration with partners who are leaders in their supporting services, resulting in a comprehensive plan that provides the greatest benefit at the lowest possible cost to you and your employees.

Contact us today for a proposal, and let us show you how to put the Criterium-k-Plan to work for your business.

Visit our Criterium-K-Plan website for more information about the types of funds and options available.



© Criterium Financial, Ltd., 2005-2006
pch@CriteriumFinancial.com
563.441.1786

Securities offered through VSR Financial Services, Inc., member FINRA and SIPC. Criterium Financial is independent of VSR. This website is for informational purposes only and is not intended as an offer or solicitation with respect to the purchase or sale of any security.

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